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“Horse and Home“
Karen Smith-Rickert
1902 E 564 Pleasant Hope, MO 65725
417-844-5798 Fax 417-267-5013 eFax 309-424-1998
My name is Karen Smith-Rickert, and I am here to assist you with
Conventional and Non-Traditional Lending Services.
Some of the many loan programs available:
Conventional 1st TD loans to 100% LTV, 2nd Trust Deeds, Construction, Portfolio, Non-Traditional Loans, Investment Grade Loans, and High Balance Jumbo Loans.
We'll lend you up to 100% or MORE of your home's equity!
Now you can take full advantage of the money you have tied up in your home. While other lenders may lend you up to 80% of your home's equity, we lend more.
Lock in a fixed rate and save! Usually 100% tax deductable. Use the loan for virtually any purpose.
Debt Consolidation
Pay off other high interest rate debts with the loan and reduce monthly expenditures.
Home Improvement
Use the funds to remodel the kitchen or add a new room. Spread payments out over time and pay lower interest rates than most other consumer loans. Purchase a home
Use our equity loan to reimburse the down payment you made when you purchased the home.
No Appraisal and No Equity Required on many programs.
 Fast approvals
 Easy application online or over the phone
 Low payment
 Fixed interest rates
 Cash-out programs available to 125% CLTV
Note that I can also assist with your Commercial and
Construction funding needs, as well!
Thinking about Buying? I have access to a wide range of National Lenders, able to provide you with much more competitive financing than Conventional Lending Institutions. Why not allow me the opportunity to give you a FREE QUOTE on your Mortgage, Construction or Commercial funding needs. I will make sure that you get the most out of your next financial transaction by taking advantage of cutting edge technology, products and services. Need some help? May I tell you about Downpayment Assistance Programs offering grants that you never need pay back? Contact me NOW to find out about these wonderful programs!
Relocating? This is quite often a complex undertaking. Working with a National team of Relocation Specialists, I urge you to visit my Preferred Realtors tab at the upper left to partner you with a Relocation Professional that will determine your current needs and help save you time and money! Please contact me if you need assistance in locating a Relocation Specialist in your area. We promise to make your real estate experience a stress-free and agreeable one!
Selling your home? A stressful endeavor, at best. Why not let me provide you with free assistance to aid you in quickly Selling your Property! Visit Selling for information!
I invite you to contact me at rickarenn@aol.com with any of your real estate questions or needs, as I am here to serve you and your family! I look forward to hearing from you soon!
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